Apart from insurance coverages, people can also file for personal injury claims and these cases are governed by laws that aim to assist you in cases of unfortunate events. However, it can be deemed that the definition of personal injury may encompass a variety of scenarios. Thus, here are some of the most common types of personal injury claims.
1. Vehicle Accidents
More often than not, people who meet a vehicular accident are likely to file a personal injury claim. Claims made because of a car or a motorcycle accident, as well as hit and run and alcohol-related crashes, are governed by the personal injury law. This law allows injured persons, such as those who are included in a car crash or the like, to go to the court and demand for a legal remedy on the damages caused by the accident, such as a permanent disability. Personal injury claims stemming from vehicular accidents are often made against the manufacturer of the vehicle, the road that may have caused the accident, or other drivers included in the crash.
2. Public Liability
Slip and fall cases that occur in public areas is also one of the most common types of personal injury claim. These injuries can be attributed to poorly labeled hazard areas such as slippery floors or broken pavements. Since the injuries that often come under this category happen in public areas, the claims are usually filed against the city or town where the injury happened.
3. Work-related Grievances
Even if work-related injuries are often compensated by the employers, there are still those workers who file for a personal injury claim due to work-related accidents. The claims are usually made to cover the duration they fail to report for work because of the injury or accident, on top of the medical compensation usually offered by their employers.
4. Medical Malpractice
Doctors, hospitals, and clinics are commonly on the receiving end or personal injury claims due to medical malpractice. If proven, negligence on the part of these medical professionals is a substantial basis for the patients to file for a claim. The amount of the claim usually depends on the severity of the harm done on the patient.
5. Product Liability
Consumer products can also cause harm to people, and in these instances, they can file for a personal injury claim against the companies who released faulty or defective products. The claim is not restricted to the manufacturer of the product, but it can even extend to the distributors. This goes for any product, which did not function as it was intended to, thereby causing a mishap on the consumer’s part. However, this entails the need to prove that the product was indeed defective.
Having to go through any personal injury is an unfortunate event. Keep in mind to have an insurance protection or the proper coverage to definitely lighten your burden. Additionally, with the support of the appropriate experts in the field, you will most likely be able to win a case and make a personal injury claim.