Dealing with Car Accident Settlements During the Pandemic: What You Should Know

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The threat of the COVID-19 has brought the whole world to a halt. In places where businesses used to operate 24 hours, there are now rows of closed shops. The roads no longer have the usual traffic. In South Carolina, most people are following a stay at home order.

Some, however, still need to go out to buy their essentials like groceries and medications. There are fewer cars on the road, and some may drive too fast and take advantage of the light traffic. Others may be too distracted thinking about the uncertainty that the coronavirus has forced onto us all.

For these reasons, accidents can still happen on the road. Here are some things to keep in mind should you figure in a car accident during this crisis:

Maintain Social Distancing

While it is necessary to communicate with the other party, you should still apply the principle of social distancing. The mere fact that both of you are outdoors during the quarantine period means that you and the other party may have been exposed to the virus.

As such, both of you must exchange personal details while limiting the interaction. At best, your distance should be at least six feet apart. If you have a mask, wear it before conversing with the other party.

Rather than exchanging business cards, dictate the mobile numbers and save them to your phone. Make sure to call or send a text message to confirm the validity of the phone number. Should you need to take a picture of documents, lay them down on a flat surface so it will be safe for you to take a picture. Make sure the image is clear and readable from your end.

Should the other party appear to be aggressive in a way that makes you feel unsafe, you should remain inside your car. Contact the police and wait for them to assist you.

Seek Medical Treatment

Should you sustain any physical injuries as a result of the accident, you must quickly seek medical care. However, if your injuries are not severe, you may want to think about availing non-critical options rather than head to the emergency room where you may expose yourself to the coronavirus.

Never delay getting a medical evaluation, but do it carefully. You can call your healthcare provider and let them know about your situation. This way, they can immediately start the course of care and prepare the necessary documentation that you may need if you decide to seek the help of a Charleston car accident attorney. Look for a law firm that is willing to work on your case remotely.

Accept Possible Delays

We currently live in an uncertain time. Normally, offices would officially resume operations on a set schedule, but we still don’t know enough to make most feel safe. The process of resolving your car accident case may take a while.

You should expect your insurance provider to have longer processing times. It may also be challenging to find a medical care center with the time to look after your case as most hospitals may be overwhelmed with COVID-19 patients.

Know the Statute of Limitations

In South Carolina, the statute of limitations for filing a car accident personal injury claim is three years. Given this, you can process your case after the stay-at-home order is no longer imposed.

It would be best to let the threat of coronavirus subside so it will be easier for you to process your claim. You can use this time to gather documents and build a case that would allow you to get the maximum settlement possible.

Accidents can happen at any time. It chooses no one. However, if you are careful enough while you go out, you can limit your chance of getting into one and even contracting the disease. Only go out when you need to and protect yourself at all times.

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