Anyone is subject to falling victim to some sort of accident at some point in life, from natural disasters like wildfires and earthquakes, to man-made ones like car crashes and slip and fall mishaps. With personal injury accidents, where harm is inflicted, the last thing you or your loved ones will be thinking about is whether insurance companies will come through for you, and, if they do, how much are they going to pay in compensation? However, when the dust settles and you and family members start to think practically to deal with the endless treatment bills you are being bombarded with, this is exactly what you need to be considering.
Even though insurance companies are supposed to act as safety nets when things go wrong, most of these entities are profit-driven, which means that they will use all of their resources to under-pay you and come out on the winning side.
But, there is no need to despair; below are some effective ways regarding how you can get justice after suffering personal injury accidents:
Hire a Specialized Lawyer
Lawyers experienced in personal injury accidents will know how to handle your case and win you the settlement you deserve. Research similar cases like yours to find the best law firm you can afford. You will want someone to fight for you, and according to KerleySchaffer.com you need to be represented by experienced lawyers to level the field against big corporations in court. Unlike common people, specialized lawyers know that it takes meticulous investigation and fishing for loopholes in order to win cases against huge corporations with a slew of heavy-weight lawyers representing them.
Collect As Much Evidence As Possible
With road accidents, you will need to take photos and videos and seek witnesses in order to strengthen your case and help your lawyer win in court should you go to trial. Once the accident befalls you, you have to go to the hospital immediately so as not to risk being caught up in “irrelevant injury” claims. Using timely hospital bills and police reports along with photos will definitely increase your chances in getting the justice you deserve. For other kinds of personal injury accidents, a slip and fall, for example, it will be quite difficult to collect evidence. In such cases, looking for footage from surrounding surveillance cameras and witnesses will be your best bet.
Work with Your Lawyer to Include Indirect Damage
Unlike the obvious damage that you will need to be compensated for, like a wrecked vehicle and your hospital bills, consequential damage resulting from the accident is often evaded by insurance companies. Such damage includes lost wage and limited earning capacity; you will need to work with your lawyer to make sure that this damage is well accounted for and is taken into consideration when working out a settlement agreement. Experienced lawyers will hardly miss such details; however, it is your responsibility to provide your lawyer with the accurate information needed to work out the fair amount you deserve.
Avoid making Any Compromising Statements
Any statements you make at the accident scene will be accounted for. So, if you admitted any fault on your side to the opposing party, this will seriously compromise your case and make it harder to, even though rightfully, gain compensation. You are in the stronger position after all, so, even if said in good faith, anything you say might compromise this stance. During the police investigation or while in the hospital, make sure you only recount the facts of the accident without adding your own impressions or assumed explanations.
Do Not Sign Any Documents
Unless advised by your lawyer, you should refrain from signing any papers presented to you by the opposing party or anyone else involved. Opposing lawyers and insurance companies have their own tricks and manipulative approaches to limit their defendant’s liability. Even if you think you fully comprehend what the document you are asked to sign is, you should avoid subjecting yourself to any potential self-incriminating situations. You should wait for your lawyer to arrive and study the case and then act accordingly. This way, you will protect your rights as a victim of a personal injury accident and be eligible for reparation.
If you or a family member suffered from a personal injury accident, you know how traumatic this experience can be. Being paid in compensation is by no means enough if this accident cost the life of a dear one. However, it is your right as a victim to seek justice. So, make sure you hire a trustworthy lawyer who will support you every step of the way until you reach a closure you deem satisfactory.