What would you do if you got into a car accident? It’s easy to list some rational steps we should take from the comfort of our sofas, but it’s usually different in the heat of the moment. Getting into a car accident can be scary on its own, and most of us can get caught up in the confusion of the scene that we miss out on taking some critical actions. However, if you know beforehand what you need to do, you’ll have a much better chance of protecting your rights, contacting the right people, and making sure you take the necessary actions for the safety of everyone involved. You never know when this information can save your life.
Here’s exactly what you need to do after being involved in an accident:
Leave the accident scene as it is
Don’t run away, don’t move the cars, and don’t change anything in the scene. Unless the accident is causing a huge issue in traffic, then just keep everything right where it is. You can set up flares, especially if it’s at night to warn other cars, or use the flashers of your car.
Contact the police
As soon as you’re able to move, contact your local police. There’s a lot of evidence at the scene that they need to collect for their report. Be prepared to report every detail about the accident. The police report will help you in filing a claim with your insurance company to cover the accident later on.
Call your attorney for legal advice
It’s always a good idea to have contact information for an attorney always at the ready. Before giving your report about any auto accidents, make sure to get legal advice from your attorney first. Your attorney will guide you as to what to say and how to say it, in order to protect your legal, medical, and insurance compensation rights.
Contact your insurance company
The sooner you inform your insurance company about the accident, the better. They might even send a representative to the scene to open your claim file. Be clear and accurate in describing exactly what happened, you don’t want to risk losing your insurance because of lying to them.
Assess for injuries
Make sure of the safety of everyone involved in the accident. Don’t move any seriously injured people, and call an ambulance right away. Many injuries won’t show until the next day or two, so make sure you get checked up just in case.
You need to take more than just the license plate number, so ask for all of the basic information of all drivers involved in the accident such as their names, driver’s license numbers, and addresses. If possible, take pictures of the scene and any injuries.
Getting into a car accident can be scary, but knowing what you have to do can save your life one day. Never change the scene of the accident, unless traffic is majorly affected. Contact your local police and insurance company, but make sure to get legal advice from your lawyer on what to say and do, and gather as much information as you can. Assess yourself and those around you for any serious injuries, but get checked out just in case.