Insurance companies do not always have your best interests in mind or at heart. In some cases, they act poorly and unjustly deny your claim or fail to provide you with the coverage that you are entitled to. There is a difference between an insurance company who believes that they are just in denying your claim and has a basis for doing so, and an insurance company who knows you have a valid claim, but they are simply denying it hoping you will go away. If you feel that the insurance company is acting in bad faith, you may be able to find an insurance lawyer to file a bad faith claim against the insurance company. If you are successful at this type of claim, you can recover the money you should have been entitled to under an approved insurance claim, as well as compensation for the company acting in bad faith. Unfortunately though, many people have no idea how to find the best insurance lawyer to find the insurance agency or take the case to court. Here are a few of the ideas that you can use to help you find the best insurance lawyer for your bad faith insurance case.
Talk to Family or Friends Who Have Had to Hire an Insurance Lawyer
When you are looking to find the best lawyer to fight the insurance agency who is treating you illegally, one of the things you can do is talk to people you trust. Ask your friends, family members or even co-workers who they hired to fight the insurance company if they have ever been involved in a legal dispute with the insurance company. Those you trust will not give you a bad recommendation. If they had a bad experience with a lawyer in the past, they will tell you who to avoid. If they had a great experience with an insurance lawyer, they will tell you that information as well. This is a great way to start to find lawyers who you may want to use for your case.
Ask Anyone Who Works in the Insurance Field What Lawyers They Fear Working Against
If you do not know any friends or family members who have had to hire an insurance attorney before, the next thing you should do is to consider talking to any family members or friends who may work in the insurance industry, especially those who are involved with the claims process. Talk to those people and ask them what attorneys they fear working against and why. Your family and friends that work in the insurance industry know what insurance attorneys fight for and recover the maximum amount of money for their clients. As such, they can probably provide you with great insight into who some of the top insurance lawyers are in your area and who you should consider working with.
Talk to Other Legal Professionals to Get a Recommendation
Another avenue that you can turn to when you are looking for the best lawyer to fight the insurance agency on your behalf is other lawyers that you may have a relationship with. Attorneys interact with each other. They may run into each other at courthouse or at legal conferences. If you have a divorce lawyer who you trust who has helped you with your divorce or a criminal attorney who helped you with a past criminal case, ask that attorney if they know of any insurance lawyers who they would recommend to help you with a bad faith insurance lawsuit. Once again, someone you trust is not going to steer you in a bad direction. Another attorney can help to guide you toward someone that they trust to handle your case.
Do an Online Search For an Experienced Insurance Lawyer
If you are still struggling to find the best insurance attorney to fight the insurance agency who is acting in bad faith with your case, another option is to do an online search for an experienced insurance lawyer in your area. As you do an online search, take the time to read the biographies of the lawyers. Learn how much experience they have with insurance claims and what education they have. Many lawyers in this field actually start out on the insurance side, which gives them unique insight into how insurance companies operate. Also be sure to read online reviews that past clients have left for the law firm. These past reviews can provide you with some insight into how the attorney operates and how successful they may be.
Have a Consultation With an Insurance Attorney
The last step that you will want to take as you seek out the best insurance attorney to fight a bad faith claim with an insurance agency is to have a consultation with the insurance attorney you are thinking about working with. A consultation is a fancy term for an interview. You both can ask each other questions and get to know one another. Ultimately, a consultation allows you to decide if this is the attorney you want to handle your case or whether you want to work with a different lawyer or law firm.
If an insurance companies is not complying with the terms that it set forth in the insurance policy that you purchased from them, they may be acting in bad faith. Unfortunately, bad faith claims are extremely hard to prove, as you have to prove that the insurance company is not justified in the actions that they are taking or the money that they are not paying out. Having a professional on your side is extremely important in these types of cases. An experienced insurance lawyer has the knowledge about what it takes to win these types of cases and how they can go about proving an insurance company is acting in bad faith and convincing either a judge or jury that the insurance company is acting in bad faith. You will want to carefully research an attorney and interview them to find the one that you feel is the best fit for your insurance lawsuit.
Comments 1
Do you work with people who have had their group health insurance provider deny a claim?
BCBS has denied my Remicade Infusion saying it is not medically necessary.
If not, do you know if an attorney who can help?