Multi-vehicle pile-ups can be some of the most tragic road accidents. Though they are not as common as single-car collisions, they lead to serious consequences for everyone involved. Every so often, these pileups occur on Michigan roads, leaving drivers and passengers in a precarious situation.
Establishing who is at fault in a multi-vehicle accident isn’t easy, which is why it’s helpful to understand the many factors that determine liability and compensation. This guide will provide information to help you through this complex process.
Michigan’s No-Fault System
In Michigan, the no-fault automobile insurance system is legally required for all drivers. PIP benefits provide coverage for economic damages such as medical expenses and lost wages in an accident, regardless of who was at fault for the collision.
Additionally, PIP benefits are intended to limit liability costs if one’s vehicle becomes involved in a crash, providing a financial safety net for those affected. This type of insurance is designed to protect individuals from costly damages and expedite the process of receiving compensation following an accident. For more help with this, get in touch with the David Christensen Law Firm.
How Do These Types Of Accidents Work In Michigan?
Michigan’s no-fault auto insurance system is designed to protect both the policyholder and their family members in the event of an accident. Personal Injury Protection (PIP) coverage is provided regardless of who caused the accident and includes several key benefits to help cover medical expenses, lost wages, and additional costs.
Under PIP coverage, policyholders can be reimbursed for the following:
- Medical treatment resulting from the accident
- Mileage incurred while traveling to and from medical appointments
- Up to 85% of lost wages due to the injury for up to three years from the date of the crash
- Attendant care or nursing services
- Daily household replacement services up to $20 per day
If a single driver’s negligent action triggers a chain reaction of events, with multiple cars unable to avoid the collision due to the speed and intensity of the accident, then that driver could be held liable for all damages caused to those drivers who were unable to avoid being involved in the accident.
How to Hold Negligent Parties Accountable for Further Damages?
A multi-car accident can have far-reaching and long-lasting consequences. Depending on the severity of your injuries, you may be eligible for medical coverage up to $500,000 as per Michigan state law. Along with these medical expenses, you can also receive compensation for pain and suffering and any loss of income due to time away from work.
Even if you are fortunate not to suffer any physical injuries in the crash, the emotional trauma can linger long after the event; this can also be compensated through a personal injury protection insurance policy.
In addition to all of these costs, you may also need to modify your vehicle or home access to accommodate any permanent disabilities or mobility issues caused by the accident. By taking advantage of PIP coverage and working with a qualified attorney, car accident victims can get the monetary relief they deserve for their losses and suffering.
How Can an Accident Attorney Help?
Many don’t understand the complexities of filing a personal injury claim in Michigan and aren’t prepared to do so on their own. A skilled attorney is experienced in analyzing all aspects of a case that may arise when someone is injured due to another’s negligence.
In a multi-car accident case like this, lawyers will:
- Review all medical records, police reports, and other documentation related to the accident
- Create an accurate timeline of the events leading up to and following the accident
- Negotiate with insurance companies on behalf of our clients for maximum compensation for medical expenses, lost wages, pain and suffering, and other damages
- Gather evidence from witnesses who were present at the scene or who know relevant to the case
- Hire experts such as automotive engineers or accident reconstructionists as necessary to strengthen our clients’ cases
Begin Your Multi-Car Accident Case Today
The aftermath of a multi-vehicle accident is undoubtedly difficult to process and can lead to serious physical, emotional, and financial hardships. It’s important to remember that you don’t have to go through it alone.
Attorneys can provide legal counsel, giving you the resources and support needed during this difficult time. With their help, you can receive compensation for any medical expenses or pain and suffering incurred due to the accident.
Although the road to recovery may be long and challenging, having someone on your side with your best interests in mind can help ensure you’re supported throughout the process.