The employer/employee relationship is based on mutual benefits. The employer provides the employee with work, a wage, and various perks, while the employee needs to excel in their skills and complete the employer’s demands to the best of their ability.
Every worker must be compensated for the work they do, and if they get injured in the workplace, the company must compensate the worker for their out-of-pocket medical expenses and lost income to recovery.
Some companies compensate with money, while other companies already have medical benefits, transport benefits, and even bonuses for any unpredictable circumstance in place.
Workers’ Compensation Insurance
Under workers’ comp laws, employees are provided with compensation when they get sick or injured in a work-related incident. In return, workers who accept this type of compensation can no longer sue their employers.
Worker’s compensation insurance, also known as Workman’s Comp, is designed to keep the workers financially safe while being unable to work due to a workplace accident and the employer protected from financial ruin by a lawsuit.
A similar case was filed on February 26, 2021, in Las Vegas, Nevada. Near Interstate 15 at a construction site, one worker lost his life while others suffered fatal injuries. An emergency team was called when the workers fell in the Quick mix site.
The local county sheriff took the matter into their hands and safely took the time to help every worker and provide them with proper medical attention. The dead worker‘s family was compensated royally by the company. There are no further investigations of the case yet.
This sudden turn of events has left the families of the survivors drained emotionally and in shock; luckily, a workman’s comp lawyer decided to protect the legal rights of the surviving workers and their families and provide every pennyworth of compensation to them.
Getting Injured at Work
Nobody knows what might happen. No matter how safe you want to be, some injuries are inevitable. Work-related injuries might be due to:
- Nature of work
- Field of work
- Climate and weather
- The carelessness of the worker
- Ignorance of the company or employee
- Hard luck.
But whatever the reason, if you get injured at work, it is the company’s job you work for to compensate you fully for the injuries you have suffered while working. If you are a volunteer, then the company will not compensate you. Compensation is only for paid employees. But if an employer or their insurer refuses compensation, Las Vegas workers compensation lawyer could help you fully with no upfront charges.
Lesser-Known Facts about Workman’s Comp
To find a good workers’ comp attorney and know your grounds, there are some facts you should know as a worker.
- Companies are legally obligated to cover your injuries in full; if your injuries are not compensated as an employee, you have the right to turn to the courts.
- Check your state and county rules and regulations for the state-mandated worker’s insurance. In different states, the criteria are different such as in Georgia, where you must have at least three employees. In California, business owners must purchase worker’s comp even if there’s only one employee.
- Workman’s comp insurance covers medical, lost wages, financial support for disabilities, but it does not compensate for pain and suffering. Only a personal lawsuit does.
- An employee has the option to sue or not after suffering an injury.
- If a person accepts the workman’s comp, they lose the right to a personal lawsuit.
- Most workman’s compensation benefits are not taxable.
- After returning to work, you can continue to get the benefits.
- You can be a paid social security and workman’s comp at the same time.
- It can be awarded if you were injured outside the workplace, but you were performing a work-related task.
- Private insurance companies pay out workers comp benefits.