Surprise Bankruptcy Attorney
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Attorney at Law Magazine’s Surprise Bankruptcy Local Legal Authority.
About Colin Bell
Colin Bell practices bankruptcy law and is an associate attorney with Stewart Law Group. Attorney-rated 10-of-10 by Avvo, Inc., Bell received the Avvo Clients' Choice Award in 2020.
In 2009, Bell was admitted to practice law in Arizona and in the US District Court, District of Arizona and US Bankruptcy Court. Early in his legal career, he spent four-and-a-half years as Deputy County Attorney with the Cochise County Attorney's Office. Bell shifted his practice from prosecutor to criminal defense representation and, soon after, added consumer bankruptcy as a practice area.
Bell represents clients in Chapter 7 Liquidation Bankruptcy and Chapter 13 Wage Earner's Bankruptcy proceedings as well as bankruptcy appeals. In his element as a litigator, he is driven to protect his clients in every proceeding, ensuring they receive the full benefit of their legal rights.
A Jason Long Memorial Scholarship recipient (2003), Bell's BA in native studies, political science, and history is from University of Alberta, Edmonton, Canada (2005). He received a National Merit Scholarship to attend Western New England University School of Law in Springfield, Massachusetts, where he obtained his JD and was the law school graduating class speaker (2008). A moot court competitor and student prosecutor in the Hampden County District Attorney’s Office, it seems Bell was destined to be a top-tier litigator.
As a member of the State Bar of Arizona, Bell is an executive committee member of the Criminal Justice Section and sits on the section’s Future Criminal Practitioner Scholarship Committee.
Bell appreciates the opportunities he has to affect tremendous change in many people's lives by helping them eliminate debt, regain control of their finances, and obtain a much-needed fresh start. Whether the client is facing foreclosure, wage garnishment, repossession, or a lawsuit and needs to file an emergency petition with the US Bankruptcy Court, Bell is prepared to use every tool in the toolbox to get that client immediate debt relief.
Attorney's Latest Articles
In Need of a Bankruptcy Attorney in Surprise?
If your financial situation is in crisis mode, you must act quickly to protect your assets and financial interests. Creditors don't waste time when your accounts show signs of default. They submit adverse credit bureau reports that lower your credit score. They transfer your accounts to collection agencies who call your home, job, or business until they get a definitive response. Recovery attorneys secure creditor's judgments through lawsuits. They satisfy court judgments by garnishing your income and placing liens against your home. Economic problems can be stressful, especially when you see no potential for relief. A bankruptcy attorney in Surprise can help you navigate the most complex financial problems. They intervene on your behalf to stop collection efforts. They use their legal knowledge and experience to produce financial relief.
A Common Problem
If you're feeling anxious over your financial future, you're not alone. Money management problems occur at all levels of income and economic spectrums. They arise due to uniquely personal issues such as high medical bills, job losses, and divorce. Unexpected expenses and spending indiscretions cause problems as well. It doesn't matter how you reached your credit crisis; you shouldn't try to handle it on your own. A top bankruptcy attorney in Surprise will provide the critical legal assistance you need. They listen to your concerns, evaluate your financial issues, and determine if bankruptcy is your best option. After hearing your story and reviewing your personal financial information, your bankruptcy lawyer in Surprise might recommend that you attempt debt forgiveness, bill consolidation, or another non-legal option. When bankruptcy is the best alternative, you can trust your Surprise bankruptcy lawyer to understand the complex federal code and work with you to comply with the requirements.
United States Bankruptcy Code
The Bankruptcy Code provides protection for both the debtor and the creditor. It protects the debtor by requiring that creditors cease formal and informal collection activities. It protects creditors by forcing debtors to document their assets in writing and during a formal examination. This disclosure allows the court to decide if you have the ability to pay or if you meet the qualifications to discharge your debt. Your bankruptcy attorney in Surprise initiates the legal process by filing a petition citing the appropriate chapter.
- Chapter 7: You receive a complete discharge of your debt. If you have assets, a trustee oversees a liquidation and your creditors receive any cash proceeds.
- Chapter 11: A debtor (usually a business) works with creditors to establish a plan to reorganize and pay some or all the debt.
- Chapter 12: Family farmers and fishermen can reorganize their debt and arrange to pay some or all of it to their creditors.
- Chapter 13: This chapter is sometimes called the "wage-earner" plan. If you have a "regular income," it allows you to establish a repayment plan. To qualify, your debt must meet certain guidelines and you must complete your repayment within three to five years.
- Chapter 15: Applies to parties involved in foreign court cases.
Bankruptcy is a formal legal process. You must comply with strict rules and guidelines and appear at court-ordered hearings. Surprise attorneys work with you to gather the required information and submit necessary documents on your behalf. They help you comply with court requests and prepare your responses. They represent you during hearings and work to provide an outcome that gives you the financial relief you need.
Surprise Bankruptcy Attorney
Bankruptcy can seem like a drastic option, but it might be the best option for you. If you're struggling with financial difficulties, consider reaching out to a bankruptcy attorney in Surprise who can help you decide. Most bankruptcy attorneys offer a complimentary consultation. You discuss your financial issues and decide the best solutions for your personal and financial circumstances in Surprise.
Reach out today to schedule an appointment to discuss your legal needs and the availability of Colin Bell to handle your matter.
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