Best Staten Island Long-Term Disability Attorneys in 2025

	Jason Newfield Newfield Law Group	Call Today 877-406-7883	View Profile

Our Selection Process

How to Select the Best Long-Term Disability Attorney

Step 1: Identify Attorneys with Long-Term Disability Experience

When selecting a Staten Island long-term disability (LTD) attorney, it is essential to seek someone who is well-versed in disability law, specifically long-term disability claims. LTD claims involve navigating detailed insurance policies and strict deadlines, making it critical to have a lawyer who understands the intricacies of disability law and the tactics used by insurance companies. Look for attorneys with a proven track record in handling LTD claims, both in filing initial applications and appealing denied claims. Check their background, client reviews, and case results to ensure they have experience dealing with insurance companies and understand how to protect your rights.

Step 2: Evaluate Their Experience with ERISA and Non-ERISA Claims

Many long-term disability claims fall under the Employee Retirement Income Security Act (ERISA), which governs employer-provided insurance policies. ERISA claims have specific rules and procedures that must be followed, including strict deadlines and limited opportunities to introduce evidence during an appeal. On the other hand, individual disability insurance policies, often purchased privately, operate under different rules and regulations. Ensure the attorney you choose has experience handling both ERISA and non-ERISA claims. An attorney well-versed in both types of claims will be better equipped to handle the complexities of your case and develop a strategy tailored to your specific situation.

Step 3: Assess Communication and Availability

Clear communication and responsiveness are vital when selecting a long-term disability attorney in Staten Island. LTD claims often involve lengthy processes, and you will need an attorney who keeps you informed about the progress of your case. During your initial consultation, assess whether the attorney listens carefully to your concerns, answers your questions clearly, and explains the legal process in a way that you can understand. Ask how often you can expect updates and whether they will be handling your case personally or delegating it to another team member. A Staten Island long-term disability lawyer should maintain open communication and make themselves available to address any concerns that may arise throughout your case.

Step 4: Consider Their Fee Structure and Success Rate

Most Staten Island long-term disability attorneys work on a contingency fee basis, meaning they only get paid if they successfully secure benefits on your behalf. Before hiring an attorney, confirm their fee structure and ask about any additional costs you may be responsible for during the process. It’s also wise to inquire about the attorney’s success rate with long-term disability claims, particularly cases similar to yours. While no attorney can guarantee a favorable outcome, choosing one with a strong track record in successfully securing LTD benefits increases your chances of obtaining the compensation you deserve.

Recommendations While You Wait to Connect to an Attorney

Gather Medical Documentation: Collect and organize all medical records related to your disability. Include physician reports, diagnostic tests, prescriptions, treatment plans, and any communication from healthcare providers. These records will help your attorney evaluate the severity of your condition and build a strong case.
Document Your Symptoms and Limitations: Maintain a daily journal to document how your disability affects your ability to perform routine tasks and maintain employment. Record any pain levels, fatigue, mobility challenges, and cognitive impairments. This detailed account can serve as powerful evidence when pursuing your claim.
Review Your Insurance Policy: Carefully review your long-term disability insurance policy. Pay close attention to the policy’s definitions of “disability,” coverage limits, deadlines, and any exclusions that may apply. Having a thorough understanding of your policy will help your long-term disability attorney determine your eligibility for benefits.
Track All Correspondence with Your Insurance Company: Save all letters, emails, and other communications between you and your insurance company. Be sure to document any phone conversations, including the date, time, and name of the representative you spoke with. This documentation can help your long term disability lawyer identify any bad faith practices or delays by the insurer.
Follow Your Doctor’s Treatment Plan: Adhere to your doctor’s recommended treatment plan and attend all follow-up appointments. Insurance companies may deny claims if they believe you are not taking the necessary steps to improve your condition. Compliance with treatment reinforces the legitimacy of your claim.
Avoid Posting on Social Media: Be cautious about what you share on social media. Insurance companies often monitor claimants’ social media profiles to find evidence that can be used to dispute disability claims. Avoid posting anything that may be misinterpreted or contradict your claim.
Identify Witnesses Who Can Support Your Claim: Consider asking family members, friends, and coworkers to provide statements about how your condition has impacted your daily life and ability to work. Their testimony can serve as valuable evidence in support of your LTD claim.
Make a List of Questions for Your Attorney: Prepare a list of questions to ask your attorney during your meeting. Include inquiries about their experience with LTD claims, their approach to handling appeals, and what to expect throughout the process. Being prepared helps ensure that you make the most of your consultation.

Frequently Asked Questions

Why Should I Hire a Staten Island Long-Term Disability Attorney?

Filing an LTD claim involves complex legal and procedural requirements. An experienced LTD attorney in Staten Island can guide you through the process, ensure that all necessary documentation is submitted correctly, and protect your rights if your claim is denied or delayed. They understand how insurance companies operate and can effectively negotiate or litigate to secure the benefits you deserve. If your benefits are denied, they can lead the appeals process.

What Types of Disabilities Qualify for Long-Term Disability Benefits?

LTD benefits cover a wide range of disabilities, including but not limited to the following:

Chronic pain and musculoskeletal disorders
Mental health conditions, such as depression and anxiety
Neurological disorders like multiple sclerosis or epilepsy
Cancer and other serious illnesses
Cardiovascular conditions

Each insurance policy has its own definition of “disability,” so it’s essential to review your policy and consult with an attorney to determine your eligibility.

How Long Does the LTD Claims Process Take?

The length of the LTD claims process varies depending on the complexity of your case and the responsiveness of your insurance company. Initial claims can take anywhere from 30 to 90 days to process, while appeals of denied claims can take several months to process. A skilled Staten Island long-term disability lawyer can help expedite the process by ensuring that all required documentation is submitted in a timely manner.

What If My LTD Claim Is Denied?

If your LTD claim is denied, you have the right to appeal the decision. Your long-term disability lawyer can review the denial letter, gather additional evidence, and prepare a strong appeal to challenge the insurer’s decision. If the appeal is unsuccessful, your attorney can file a lawsuit to pursue the benefits in court.

Can I File a Lawsuit Against My Insurance Company?

Yes, if your insurance company wrongfully denies your claim or acts in bad faith, you can file a lawsuit to seek the benefits you are entitled to receive. Filing a lawsuit may also result in additional damages if the insurer engaged in unethical or illegal practices.