Philadelphia Bankruptcy Lawyer

Brad J. Sadek

Philadelphia Bankruptcy Attorney

Attorney at Law Magazine’s Philadelphia Bankruptcy Local Legal Authority.

Brad J. Sadek

Philadelphia Bankruptcy Attorney

Philadelphia Bankruptcy Lawyer

Attorney at Law Magazine’s Philadelphia Bankruptcy Local Legal Authority.

Your Philadelphia Bankruptcy Attorney

About
Brad J. Sadek

Our practice of Bankruptcy Law and Debt Relief is an interesting practice that often overlaps with other fields of law. Compared with other fields of law that I have encountered over the years, Bankruptcy has proved to be most predictable and powerful as a legal tool. Also, representing people keep their largest asset, their homes, is most challenging due to the stakes at hand, but, is also most rewarding and I enjoy being a part of the process with my clients.

In Need Of A Philadelphia Bankruptcy Attorney?

If your financial situation is in crisis mode, you must act quickly to protect your assets and financial interests. Creditors don’t waste time when your accounts show signs of default. They submit adverse credit bureau reports that lower your credit score. They transfer your accounts to collection agencies who call your home, job, or business until they get a definitive response. Philadelphia Recovery attorneys secure creditor’s judgments through lawsuits. They satisfy court judgments by garnishing your income and placing liens against your home.

Economic problems can be stressful, especially when you see no potential for relief. Philadelphia Bankruptcy attorneys can help you navigate the most complex financial problems. They intervene on your behalf to stop collection efforts. They use their legal knowledge and experience to produce financial relief.

A Common Problem

If you’re feeling anxious over your financial future, you’re not alone. Money management problems occur at all levels of income and economic spectrums. They arise due to uniquely personal issues such as high medical bills, job losses, and divorce. Unexpected expenses and spending indiscretions cause problems as well.  It doesn’t matter how you reached your credit crisis, you shouldn’t try to handle it on your own.

Bankruptcy attorneys in Philadelphia provide the critical legal assistance you need. They listen to your concerns, evaluate your financial issues, and determine if bankruptcy is your best option. After hearing your story and reviewing your personal financial information, your attorney might recommend that you attempt debt forgiveness, bill consolidation, or another non-legal option. When bankruptcy is the best alternative, you can trust your Philadelphia bankruptcy attorney to understand the complex federal code and work with you to comply with the requirements.

United States Bankruptcy Code

The Bankruptcy Code provides protection for both the debtor and the creditor. It protects the debtor by requiring that creditors cease formal and informal collection activities. It protects creditors by forcing debtors to document their assets in writing and during a formal examination. This disclosure allows the court to decide if you have the ability to pay or if you meet the qualifications to discharge your debt. Your attorney initiates the legal process by filing a petition citing the appropriate chapter.

  • Chapter 7: You receive a complete discharge of your debt. If you have assets, a trustee oversees a liquidation and your creditors receive any cash proceeds.
  • Chapter 11: A debtor (usually a business) works with creditors to establish a plan to reorganize and pay some or all the debt.
  • Chapter 12: Family farmers and fishermen can reorganize their debt and arrange to pay some or all of it to their creditors.
  • Chapter 13: This chapter is sometimes called the “wage-earner” plan. If you have a “regular income,” it allows you to establish a repayment plan. To qualify, your debt must meet certain guidelines and you must complete your repayment within three to five years.
  • Chapter 15: Applies to parties involved in foreign court cases.

Bankruptcy is a formal legal process. You must comply with strict rules and guidelines and appear at court-ordered hearings. Attorneys work with you to gather the required information and submit necessary documents on your behalf. They help you comply with court requests and prepare your responses. They represent you during hearings and work to provide an outcome that gives you the financial relief you need.

Philadelphia Bankruptcy Attorneys 

Bankruptcy can seem like a drastic option but it might be the best option for you. If you’re struggling with financial difficulties, your attorney can help you decide. Most bankruptcy attorneys in Philadelphia offer a complimentary consultation. You discuss your financial issues and decide the best solutions for your personal and financial circumstances.

Schedule an
Appointment

Reach out today to schedule an appointment to discuss your legal needs and their availability to handle your matter.

How We Select A
Local Legal Authority

Contributor to Magazine

The attorney must contribute valuable articles about their practice area to share with our readers in the Legal Advice section.

Maintain a 4+ Consumer Rating

The attorney must maintain a Google review rating of 4 or more stars.

Practice Law for 5+ Years

The attorney must have been licensed to practice law for at least five years and must have maintained an active practice.

What clients in Philadelphia are saying about
Brad J. Sadek

Sadek and Cooper Law Offices, LLC
4.9
Based on 291 reviews
Brad Sadek was honest and straightforward regarding our case. He discussed our options and helped us navigate a very complicated case. Would highly recommend his services.
Ryan BeVier
Ryan BeVier
19:21 16 Dec 20
Amazing law firm. Matthew did excellent job resolving my case.
Yakup Erden
Yakup Erden
14:31 11 Dec 20
Sadek and Cooper really went the extra mile for me and my bankruptcy case. Even after my case was approved in court, Sadek, months later, helped me track down some of my accounts that hadn't yet annulled my debt. They were always professional and quick to respond. And, again, they really went the extra mile in helping me. I couldn't recommend them more highly.
Corey Reidy
Corey Reidy
20:12 18 Nov 20
In a word: Outstanding. Sadek and Cooper Law Offices do not disappear once you've paid. They are available to answer questions from start to finish. Filing for bankruptcy is a long, complex, difficult process. I feel Sadek and Cooper do all they can to help people get through it. I was helped by a whole team of professionals with my case. They really shined bright with their valuable experience; they thought of things that I would never have thought about in a million years. I'm sure so many people will be forced to file this year and next year due to COVID etc. At least, with Sadek and Cooper, you can have a good law team to help you get through these hard times. Their fees are very low but who cares, because their services are priceless.
Crew Ajarn
Crew Ajarn
23:30 17 Nov 20
Very friendly and professional. Provided great advice and wasn't pushy. I am very happy I listened to all these prior wonderful reviews.
Maria Shah
Maria Shah
16:38 12 Nov 20
Brad was a tremendous assistance in the time of need. If you are in need of a lawyer in the Philadelphia area look no further!
Aldo Erickson
Aldo Erickson
07:17 12 Nov 20
Brad promised quick resolution of my bankruptcy and delivered on his promise. His staff of para-legals were very helpful and attentive. The document load was quite manageable. When Brads quotes a flat rate, he means it. If you want a successful outcome to your bankruptcy, Sadek and Cooper is the firm to choose. .
Al Brothers
Al Brothers
15:34 03 Jun 20

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Advice From
Brad J. Sadek

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Bankruptcy Attorney

Philadelphia Bankruptcy Lawyer

Brad J. Sadek

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#1 Bankruptcy Filer in Philadelphia

Voted Top 2.5% in Super Lawyers of Philadelphia

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(215) 774-5315

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1315 Walnut Street, Suite 502, Philadelphia, Pennsylvania 19107

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