
How Ontario’s New Optional Accident Benefits Regime Will Reshape Personal Injury Litigation
On July 1, 2026, Ontario will implement a significant structural change to the province’s standard automobile insurance policy. The Statutory Accident Benefits Schedule (SABS), O. Reg. 34/10, (s. 2(1.0.1)), enacted through O. Reg. 383/24, is meant to transform how accident benefits function within Ontario’s no-fault system. Policies issued or renewed after that date will no longer include the many benefits







