What to Do if Your Defense Base Act Claim is Denied

Have you been hurt while working overseas on a military base? Having your claim denied under the defense base act is not the end. You should be working on your next step to appeal your denial. Being injured while working as a federal contractor overseas allows you to claim work-related injury loss. At times valid claims are also denied, which is why you need the best help available to evaluate your case. 

Were You Injured Overseas as a Government Contractor?

You are entitled to a claim under the defense base act if you are injured overseas as a government contractor. VA insurance does not cover civilians being injured on duty for the department of defense while working overseas. It is essential that you analyze and compile your case perfectly before submitting it for approval. 

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However, if your case has been denied, you should not worry. There are many instances where a DBA claim has been denied but approved later. You can appeal your case, but make sure you have a professional helping you. Having an experienced team that are expert dba attorneys can help you successfully reclaim your losses. 

Common Reasons DBA Claims are Denied

There are multiple reasons why DBA claims are denied. These reasons are mentioned below, along with a brief to help you understand why your claims were denied.  

Your Injury Wasn’t Related to Work

DBA claims are often denied when the insurance company believes that your injury was not work-related. This can be in cases where your injury was overseas but not during work hours, resulting in your injury not being covered. However, a good lawyer can argue your case to outline that your injury was, in fact, within the parameters of work. 

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For example, if you were injured while shopping while working overseas, you are still entitled to a DBA claim. As you have to provide meals for yourself while working, being injured in pursuit of one will count within the parameters. This is referred to as the zone of special danger and can be further explained by your lawyer. 

Your Injury Is Considered Minor

People often forget to document the extent of their injury properly. This could be one of the reasons why your claim was denied. It is essential that you keep all records of treatment and therapy along with bills. If you have received a piece of paper or email, you should have it documented. Attaching a copy of your case will strengthen your claim. 

You Can Still Perform Your Job The Same 

In the case that you were injured but did not affect your ability to work, the insurance company may deny any claims. The best way to contest this is to have a doctor clearly document your physical or emotional constraints. If finding a job in your community or area becomes tough due to disability or injury, you are eligible for a claim. With the right team of expert lawyers, you can ensure that you can claim compensation.

Appealing a DBA Insurance Claim Denial

A defense base act insurance appeal can be made after denial, but you must improve your case. You can negotiate your claim through filing and preparation with the right defense base act attorney. In many cases, it is that the insurance company recognizes your claim under DBA. However, the amount specified in your claim does not match what the insurance company feels you are owed. 

With an experienced lawyer, you will have one of the best negotiators in your corner. With the right filing, which includes reports from: 

  • Supervisors
  • Doctors 
  • Witnesses
  • Therapist outlining long-term disability

The right paperwork will be key in creating a solid case. By hiring the best, you can ensure there is no room for error. The professionals know the best way to claim a DBA claim simply because they have been doing it for a long time. Ultimately with the right help, the chances of making a mistake are minimal, which can strengthen your claim. 

Why You Should Hire an Attorney to Review Your Claim and Appeal

With the right team compiling your case, you will have a better chance of claiming your compensation. You should be looking for someone that is a professional, expert, and sympathetic to your condition. The right attorney can help you calculate the losses you should be claiming and gather substantial evidence to back your claim. 

Waiting to receive your claim can be tough while the bills keep piling up. Having your claim denied can be traumatic, but you must act fast. You are entitled to a claim if you have been injured during service overseas working on a government contract. 

Contact the team of expert dba litigators at Grossman Attorneys at Law and plan the next steps that you should take. Our attorneys have decades of experience handling defense base act claims. We’ll fight hard to get the compensation you deserve

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