A Tampa homeowner called me about a roof. Her contractor had priced the storm damage at $41,000 to repair it properly. Her insurance company had priced the same damage at $11,000 and told her to take it or leave it. Both sides had estimates. Both sides had photographs. Neither side was moving an inch. What she did not know is
Homeowner’s insurance typically covers wind, hail and other storm-related property damage. However, it doesn’t cover flood damage, which is why a separate flood policy is often necessary.
Insurance companies in Florida are just like every other type of insurance company.
Being hit by a powerful storm like a hurricane may be unsettling on many levels.
It is important to have cargo insurance for many reasons including that an act of nature is a defense to an ocean carrier and even an inland carrier paying a claim. The Carriage of Goods by Sea Act has an act of nature defense under 46 U.S.C.A. 1304 (2). This is considered an uncontrollable loss. In other words, if the
A Tampa homeowner called me about a roof. Her contractor had priced the storm damage at $41,000 to repair it properly. Her insurance company had priced the same damage at $11,000 and told her to take it or leave it. Both sides had estimates. Both sides had photographs. Neither side was moving an inch. What she did not know is
Homeowner’s insurance typically covers wind, hail and other storm-related property damage. However, it doesn’t cover flood damage, which is why a separate flood policy is often necessary.
Insurance companies in Florida are just like every other type of insurance company.
Being hit by a powerful storm like a hurricane may be unsettling on many levels.
It is important to have cargo insurance for many reasons including that an act of nature is a defense to an ocean carrier and even an inland carrier paying a claim. The Carriage of Goods by Sea Act has an act of nature defense under 46 U.S.C.A. 1304 (2). This is considered an uncontrollable loss. In other words, if the
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