There are adjustments to Social Security every year. Most often, we hear about benefit changes through cost-of-living adjustments (COLA) –
Planning for eventual long-term care (LTC) needs is a big part of planning for one’s financial future. Some self-insure through
As I presented my quarterly Capital Markets Review last year, I noticed that projections of future Federal budget deficits all
Retirement planning must include the costs associated with the diminished capacity for self-care. It’s generally accepted that couples tend to
We’ve all heard stories about lottery winners who go on spending sprees and wind up broke. We assure ourselves we
According to the U.S. Dept of Justice, no more than 5% of personal injury cases make it to trial. Most
Tax deferral is powerful for long-term wealth accumulation. There are tax-advantaged accounts authorized by IRS code to help. Each has
Many parents face the challenge of caring for special needs children. Each child is unique and so are their families.
The new year is a time of new beginnings. Many people write down “New Years Resolutions” to start living their
As we approach year-end, we think of the holidays and time with family. It’s also worth spending time with one’s
